With dozens of electricity plans available in McKinney, finding the right fit can feel overwhelming. Take advantage of a simple fixed-rate, usage credits, predictable monthly costs, or special usage perks available to McKinney homeowners.
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Last updated: October 23, 2026
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In McKinney, Gexa Energy’s lowest available electricity price at 1,000 kWh is 9.6¢ per kWh. The average price across Gexa’s available plans is 16.8¢ per kWh.
Earn Monthly Bill Credits
Gexa Simply Low 12
Earn up to $1,500 in Usage Credits annually based on your usage
9.6¢
per kWh at 1000 kWh
Term: 12mos. | Fixed
Monthly credits that pay you back:
Term: 12 months
Plan Type: Usage Credit A $125 usage credit will be included per billing cycle when usage is at least 1000 kWh
*Pricing for Oncor Electric Delivery, updated on October 23, 2026 at 11:19 AM CT. Your price may vary. Pricing and plan offerings are subject to change. Monthly bill estimates are based on 1000 kWh usage. Actual bills may vary based on usage patterns and additional fees. See plan Electricity Facts Labels (EFLs) for details.
Why Choose Gexa as Your McKinney Electricity Provider
Texas electricity plans and companies can change, but the goal stays the same: finding straightforward pricing and dependable customer service. Gexa helps McKinney residents shop with confidence by offering plans designed around real household needs.
Customized solutions: We offer flexible plans, solid value, and an uncompromising commitment to our customers.
Confidence built in: Our Happiness Guarantee1 means you can switch to another eligible plan if you’re not satisfied.
Smart tools: Track and manage electricity usage in your McKinney home through the Gexa Mobile App and MyAccount.
Proven experience: A provider you can count on for the long term. Since 2001, Gexa has served more than 1.8 million Texas homes, growing into one of the state’s largest and longest-standing electricity providers.2
How Much Electricity McKinney Homes Use
From the community pool and well-kept homes of Eldorado Heights II to Stonebridge Ranch’s parks, trails, tennis courts, and beach club, McKinney offers family-oriented neighborhoods with a broad range of residential amenities. Differences in household routines, home characteristics, and amenity use mean energy usage can vary significantly from one McKinney home to another. The average McKinney home uses about 1,328 kWh of electricity each month, but that's only a benchmark. Looking at your electricity bills from the past year can help you better understand your household's usage and choose a plan that fits your needs.
McKinney Apartments
500 kWh/month
400 to 950 Sq. Ft.
Gexa Simply Low 12 – 22.5¢
$112.35/mo
estimated McKinney monthly bill
22.5¢/kWh at this usage
12-month fixed rate
Best for smaller spaces and light usage
Average McKinney Home
1,000 kWh/month
1,000 to 2,000 Sq. Ft.
Gexa Simply Low 12 – 9.6¢
$95.63/mo
estimated McKinney monthly bill
9.6¢/kWh at this usage
12-month fixed rate
Best for mid-size homes and steady usage
Large McKinney Homes
2,000 kWh/month
2,100 to 2,800 Sq. Ft.
Gexa Simply Low 12 – 15.6¢
$312.21/mo
estimated McKinney monthly bill
15.6¢/kWh at this usage
12-month fixed rate
Best for larger homes and high usage
*Estimated bills and home-size ranges are for illustration only. Your actual usage and monthly bill will depend on your home's size, energy efficiency, and how your household uses electricity. See each plan's Electricity Facts Label (EFL) for complete pricing details.
*Competitor rates are each provider's own published average price per kWh at 1,000 kWh of monthly usage for this service area, including TDU delivery charges, as listed on the provider's website on October 23, 2026 at 11:19 AM CT. Rates vary by utility service area and change frequently. Estimated monthly bills assume 1,000 kWh of usage. Always review each plan's Electricity Facts Label (EFL) for complete and current pricing, fees and terms.
Take control of your budget with a fixed-price plan. When you enroll, your Gexa Energy price per kWh is locked in and won’t change during your contract term. While your total bill will still vary with usage and TDU delivery charges, a fixed-price plan gives you protection from volatile market price swings.
Best for: families who want the right electricity plan in McKinney for the long term.
Month-to-Month Plans in McKinney
Not ready for a long-term contract? The Gexa Flex Plan gives you freedom with no cancellation fees and no long-term commitment.
Best for: renters, movers, or anyone who needs flexible McKinney electricity plans.
Usage Credit Plans in McKinney
Earn up to $1,500 in usage credits annually with the Gexa Simply Low 12 plan. A $125 usage credit will be included per billing cycle when usage is at least 1000 kWh.
Best for: families who want budget-friendly electricity plans in McKinney to help keep costs lower during high usage months.
Get free electricity every Friday, Saturday, and Sunday with Gexa Free 3-Day Weekends 12. Shift more of your usage to the weekends and enjoy the benefit of free power three days each week, while paying a competitive price for weekdays.
Best for: households looking for affordable McKinney electricity plans with weekend savings.
Flat Rate Plans
Keep your monthly Energy Charge more predictable with a flat rate plan. As long as your usage stays within the plan’s specified range, you’ll pay a consistent monthly Energy Charge. If your home uses more than that range, additional Energy Charges apply to the extra kilowatt-hours.
Best for: households with steady electricity usage and a clear sense of their monthly energy needs.
Specialty Plans
Smart Device Plans⁴: Gexa Energy Saver 12/24 includes smart thermostats to help you manage comfort and costs.
Solar & Battery Plans⁵: The Gexa Solar Buyback 12 and Gexa Battery Benefits 12 are built for homes with solar or battery systems.
EV Plans⁶: Save when charging your vehicle overnight with Gexa SavEv 12/24.
What Affects Your McKinney Electricity Bill?
Your McKinney electricity provider should understand what drives local usage. In McKinney, the biggest factors include:
Energy usage
Your monthly electricity bill is mainly driven by two factors: how much electricity you use and your plan's energy rate. Everyday habits like thermostat settings, appliance use, and household size all affect your energy consumption.
Home size and insulation
Larger homes generally use more electricity, and homes with older insulation or air leaks may require more energy to stay comfortable.
Seasonal changes
Electricity use often increases in the summer due to air conditioning and in the winter if your home relies on electric heating.
Plan structure
Your electricity plan also affects your bill. Some plans offer a straightforward, consistent energy rate, while others include features like usage credits when you reach certain usage levels or free electricity during specific hours or days.
TDU Delivery Charges
Your bill also includes TDU delivery charges from Oncor Electric Delivery, which cover the cost of delivering electricity to your home. These regulated charges are passed through without markup and apply regardless of the electricity provider or plan you choose.
Current Oncor Electric Delivery Delivery Charges
Per kWh: 6.8673¢ per kWh delivered
Base fee: $4.06 per month (TDU meter charge)
Average McKinney Electric Bills
Estimated electricity bills in McKinney can vary based on seasonal energy use and the current price of your selected plan. Using Gexa's average available price of 16.8¢/kWh, the estimated average monthly electricity bill in McKinney is $167.93.
For a typical home, the average monthly bill is approximately $221, while apartment residents typically pay around $132 per month. This equals estimated annual electricity costs of $2,651 for a home and $1,579 for an apartment.
Estimated monthly bill across the year
HomeApartment
$201
$175
Jan 26
$134
$102
Feb 26
$162
$111
Mar 26
$170
$107
Apr 26
$216
$124
May 26
$302
$155
Jun 26
$375
$179
Jul 26
$324
$158
Aug 26
$249
$125
Sep 26
$193
$108
Oct 25
$148
$99
Nov 25
$179
$136
Dec 25
A typical McKinney home's bill ranges from about $134 in Feb to $375 in Jul. For an apartment, bills range from $99 in Nov to $179 in Jul.
*The chart uses live plan pricing and seasonal usage data to provide a more accurate estimate than a static annual average. Estimates are modeled using Gexa's average available rate at 1,000 kWh and typical seasonal usage patterns. Actual bills will vary based on electricity usage, plan selection, and applicable TDU delivery charges.
How to Choose the Right Electricity Plan in McKinney
Choosing an electricity plan doesn't have to be complicated. Match the plan structure to how your home uses energy so you can find an option that fits your routine and long-term needs.
Understand Your Electricity Usage
Start by thinking about how your household uses electricity on a typical day. Homes in McKinney can vary widely, from smaller spaces with lower usage to larger homes with higher cooling demands. Consider factors like:
Home size: Smaller homes or apartments often use less electricity than larger single-family homes.
Cooling and heating: Air conditioning plays a major role in McKinney energy usage, especially during the summer. Heating costs can vary depending on whether your home uses electricity or natural gas.
Number of occupants: More people in the home usually means more energy use from lighting, appliances, and electronics.
High-energy features: Pools, electric vehicles, and large appliances can increase your overall usage and may influence which plan structure works best.
Don’t Just Focus on the Electricity Rate
While pricing is important, it’s just one part of the decision. Looking at the full structure of a plan can give you a better sense of how it will perform over time. Pay attention to:
Your actual usage: The advertised electricity rate often only applies to a specific usage level. Look at the plan details to find the average rate for your typical monthly kWh usage.
Contract length: Fixed-rate plans offer longer-term stability, while shorter-term or variable-price plans provide more flexibility.
Flexibility: Consider how long you plan to stay in your home and whether you may need to switch plans before your contract ends.
Credits and features: Some plans include usage credits, Free Electricity periods, or tools like Smart Thermostats that can influence your overall energy charges.
Before making your decision, review the Electricity Facts Label (EFL). It explains how your Energy Charges are calculated, outlines important contract terms, and provides the details you need to compare plans with confidence.
Your electricity provider is the company you choose for your electricity plan. The REP manages your plan, billing, customer support, and online account access.
Your Local Utility
Oncor Electric Delivery delivers electricity to every home in McKinney and maintains the poles, wires, and meters. Delivery charges are the same no matter which retail provider you choose, so comparing providers is how you lower your bill.
Report an Outage
Power out in McKinney? Report it to Oncor, which restores service for all providers.
Yes. Most of Texas is deregulated, which means you can likely choose your Retail Electricity Provider (REP). Your Transmission and Distribution Utility (TDU) delivers power, but you decide which company supplies your plan.
What’s the best electricity plan in McKinney?
The best electricity plan in McKinney depends on your household’s needs. Fixed-rate plans are ideal for budget predictability, while usage credit or free weekend plans can help families save based on habits.
How do I compare electricity plans in McKinney?
Start with your average usage, then compare features like contract length, pricing, and special savings. Gexa makes it simple to find the right plan for your lifestyle.
Who provides electricity to my address?
You have your choice of energy providers in McKinney. If you are looking for an energy plan, please enter your zip code on our site to learn which plans are offered in your area.
Gexa Energy Near McKinney
Gexa Energy serves communities across the Dallas-Fort Worth area and the Oncor delivery territory. Explore plans in nearby cities:
Cumulative number of unique households served by Gexa Energy 2001-2026.
If you're not happy with your new Gexa Energy residential plan, just contact us within 60 days of your service activation date. You have the freedom to choose any eligible plan we offer, without incurring penalties. It's that easy. Applies one time only for new Gexa Energy residential customers. Your contract term will restart with your second plan. Offer subject to change or withdrawal prior to customer acceptance.
The Energy Charge charged by Gexa Energy on fixed price plans is fixed and will not change during the initial term of your plan. The Energy Charge associated with variable price and month-to-month products may be higher or lower each month. For fixed and variable plans, the total price of your electricity may be adjusted to reflect changes in TDU charges, third-party fees, or changes in law or regulation that result in the imposition of new or modified fees or costs on Gexa Energy. See Electricity Facts Label and Terms of Service.
The Gexa Free 3-Day Weekends plan offers free electricity usage from 12:00 AM Friday to 12:00 AM Monday. Monthly and other billed charges apply normally. The price can change only to reflect actual price changes that are allowed by the Public Utility Commission due to changes in law or regulatory charges. See Electricity Facts Label for details. Eligibility requirements, terms and conditions apply.
Gexa Energy Saver plans include a free Sensi® Touch Wi-Fi smart thermostat with professional installation at no additional cost and the potential to save up to 23% on home heating and cooling costs. Energy savings are calculated by comparing operation time for a nationwide sample of Sensi users with temperature adjustments averaging 4° in comparison to users with no adjustments. Savings vary based on equipment type/condition, insulation, climate & temperature adjustment size/frequency. Sensi® is a trademark of Emerson Electric Co.
To be eligible to receive Excess Energy Credits, you must have a qualifying solar energy installation, TDU Interconnection Agreement, and bidirectional meter provisioned by your TDU. Monthly bill credits are paid at the Excess Energy Credit rate specified in the Electricity Facts Label (EFL), are non-transferable and cannot be redeemed or exchanged for cash. Please review the EFL and Product-Specific Terms section of Terms of Service for details.
Reduced energy charges apply Monday through Sunday from 11:00 PM to 5:00 AM. Gexa SavEV electricity plan’s 100% nighttime EV charging discount is currently available for compatible Audi, BMW, Cadillac, Chevrolet, Hyundai, Jaguar, Kia, Lexus, Nissan, Porsche, Rivian, Tesla, Toyota, and Volkswagen electric vehicles when paired to the Gexa365 platform. This list is subject to change. No affiliation with or endorsement of Gexa by electric vehicle manufacturers is implied. Gexa has no responsibility or liability for third-party services or equipment and reserves the right to modify or cancel EV charging discounts at any time. Energy charges are discounted 100% during paired nighttime EV charging hours at your home service address. TDU delivery charges apply normally to all hours and usage. Not redeemable for cash. See Electricity Facts Label, terms of service, and FAQs for additional details.